Investment Services

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My firm has access to a broad array of investment services, products and technology without obligation to any one brand or product.  LPL Financial's SIPC membership provides account protection up to a maximum of $500,000 per customer, of which $250,000 may be claims for cash.  An explanatory brochure is available at www.sipc.org.  Additionally, through London insurers, LPL Financial accounts have additional securities protection to cover the net equity of customer accounts up to an aggregate firm limit of $575 million, subject to terms and conditions.  The account protection applies when an SIPC member firm fails financially and is unable to meet obligations to securities clients, but it does not protect against losses from the rise and fall in the market value of investments.  

We specialize in addressing complex financial issues, such as minimizing tax implications. My focus is understanding work place retirement plans and converting your savings into an stream of retirement income. For teachers, we help clarify the complexities of The Connecticut Teachers Retirement Pension (TRB).  This special area of focus enables us to be a valuable partner with evaluating all the aspects of your retirement.   

The cost of paying for college can be a financial hurdle for many families.  Early savings gives you a chance to lighten the load. If you want to save specifically for college, a 529 Plan is suitable and provides valuable tax benefits. Get a step up and learn about the FAFSA form and how to structure private and public educational loans. Start early and share in their excitement, rather than the panic about payment after senior year.